The NoteSmith family of loan servicing software is designed to perform all of the tracking activities for an investor in, or an originator of, mortgage notes, discounted notes, car loans, mobile home paper, rental property, and other cash flows. Choose the program that is right for you.

NoteSmith is designed for individual note investors. NoteSmith Pro has additional features for small loan companies, landlords, and investors with sophisticated needs. NoteSmith Net has the same feature set as NoteSmith Pro but is designed for multiple, simultaneous users on a local area network.

New features are added each calendar year based on requests received from our users.

Before you purchase one of our three NoteSmith models or any other loan servicing software, read our list of hot seat questions your vendor should answer.

NoteSmith Features

NoteSmith is designed for the individual note investor servicing their own portfolio of notes. It can handle the servicing needs of an investor, a retirement account, a small business that makes loans, or one that sells their own products on a payment plan.

• Daily or periodic compounding using standard or USRule weekly, biweekly, half-monthly, monthly, quarterly, semi-annually, and annually
• Note brokerage capital gains
• Automatic escrow, service fees, late charges, and late letter generation
• Numerous management reports include due dates, payment histories, cash flow, portfolio statistics, register, yields, and collateral (LTV and ITV)
• Display delinquencies by range of dates, automatic 30-60-90 day late
• Search by last name, loan number, co-payors, etc.
• Mail merge with unlimited form letters, include return and inside addresses, property and payment information, first or second payor, corporate payor, insurance agent
• Mailing labels and envelopes with or without your return address
• Coupons, receipts, payoff forms
• Print IRS 1098 and IRS 6252 Installment Sales (each annual version is released in time to print forms due that tax year, so NoteSmith 2009 will print forms due January 2009)
• Track discounted note purchases and their payments for Total, Partial, and BSchedule discounted purchases in up to 9 entities
• Investor payment history tracks return of capital and discount earned.
• Financial calculator and amortization schedules printed from the calculator or from payor data, for total, partial, and discounted partial amortizations
• Track wraparound notes easily

• Pop up help at each user entry field, pop up menus, and a 250 page manual
• Print reports to screen, to disk, or to the printer, one at a time or in bulk
• Customizable data entry screens
• Simple, automatic backup and restore program
• Enter payments with no typing of recurring data

Download NoteSmith Information

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NoteSmith Brochure (NSBrochure.pdf, 256K) This is the same brochure we hand out at conventions and seminars.

NoteSmith Demo Document (NSDemo.pdf, 1.25 MB) This document contains sample screens, technical details, features, and contact information.

Sample Reports (NSReport.pdf, 62K) A number of actual NoteSmith printouts are included along with a comprehensive list of reports available in the program.

Growing Wealth magazine published a review of NoteSmith in August, 2008.

NoteSmith End User License Agreement (NEULA.pdf, 16K) This is the NoteSmith End User License Agreement that is distributed with all versions of NoteSmith. It is highly recommended your read it. The NEULA covers licensing conditions, technical support, refunds, privacy, and security.